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Explore Plans in Your Area

"easyMedicare made getting the coverage
I deserved easy and saved me a great deal of money."

- Joe Theismann

Joe Theismann - NFL MVP and Super Bowl Champion

Compare Medicare Plans

Receive your no-cost consultation with a licensed insurance agent*

"easyMedicare made getting the coverage I deserved easy and saved me a great deal of money."

- Joe Theismann

Joe Theismann - NFL MVP and Super Bowl Champion

Myths About Medicare and Turning 65


Have you been misinformed about Medicare? Let us clear up a few things!

Myth: You are automatically enrolled at age 65.
Fact: Turning 65 does not automatically enroll someone in Medicare! You can enroll in Medicare through the Social Security Administration online, in person, or via phone.

Some people also believe that they will be notified when they are eligible for Medicare. That is not true.

Myth: Only those age 65 and older are eligible for Medicare.
Fact: Some people are eligible for Medicare under the age of 65. Some circumstances that may make someone eligible under the age of 65 are disabilities, End Stage Renal Disease (ESRD), or Amyotropic Lateral Sclerosis (ALS/Lou Gehrig’s disease).

Myth: You can enroll in Medicare any time after you turn 65.
Fact: You have a seven-month initial enrollment period (IEP) for Medicare which begins three months before your 65th birthday. If you do not enroll during this initial period, there is also Medicare general enrollment from January 1 to March 31. Late enrollment can incur penalties.

There is also an Annual Enrollment Period (AEP) for Medicare Part D plans and Medicare Advantage plans. AEP runs from October 15 to December 7 every year.

Myth: Medicare is free.
Fact: Medicare Part A typically does not charge a premium, but does have an annual deductible. Medicare Part B does charge a monthly premium. Part B also has an annual deductible, and often has coinsurance as well.

Medicare Part D plans or Medicare Advantage plans may be an additional cost, although Medicare Advantage plans are available for $0 premiums in some areas.

Myth: You don’t qualify for Medicare if you’re in poor health.
Fact: Medicare does not discriminate based on existing conditions. Original Medicare (Parts A and B) may not cover all of the services needed, but health is not a factor in eligibility.

To learn more about eligibility, click here.

Myth: Medicare will cover all health costs.
Fact: A number of services are not covered under Medicare Parts A and B, including health, dental, vision, and prescription drugs. However, there are many coverage options beyond just Parts A and B. For example, Medicare Advantage plans may offer health, dental, vision, prescription drug, and fitness coverage.

Our licensed health agents can assist you in evaluating the available plans in your area to find a plan that suits your health needs, existing physicians, and prescriptions.

Ready to move forward?

You have the facts now; what are you going to do with them?

To learn more about Medicare plan options, you can call our licensed agents at 1-800-991-4407 / TTY 711 Mon - Thurs 8am - 11pm EST and Friday 8am - 9pm EST. They will be happy to assist you in finding a plan that suits your needs.

Want to learn more about turning 65 and Medicare coverage? Click here.