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A Simple Guide for Evaluating Medicare Quotes

Choosing a Medicare plan is a critical healthcare decision, and it can be overwhelming, especially knowing what to look for when you’re reviewing Medicare quotes. We want to make things a little easier for you with these helpful tips.

Find plans specific to your area

Medicare plans are specific to geographic areas as determined by zip code and county. If the Medicare quotes you receive aren’t specific to your location, you may waste time requesting and reviewing quotes for plan that aren’t even available to you. Be aware that Medicare plans your friends and family members are enrolled in may not be options for you. The Medicare Online Enrollment Portal is an easy way to search for Medicare Advantage Plans by zip code.

Research different carriers

If you receive Medicare quotes from just one company, you may miss out on a plan that better fits your needs. Evaluating quotes from multiple carriers gives you a much better chance of finding a plan that’s just right for your lifestyle, health and financial situation.

Look for the services that matter to you

Consider the healthcare services and benefits you use most, and prioritize those before you start evaluating Medicare quotes. Do you anticipate having major healthcare needs in the future? You may want to look for a plan that offers coverage for that care.

Consider all the costs

You’ll want to look at the plan premium, copay, and deductible when calculating your costs and savings. Additionally, you may want to consider the costs of prescription drug coverage. There’s a penalty for not carrying prescription drug coverage, and some Medicare Advantage Plans (Part C) allow you to conveniently bundle your Medicare Parts A, B, and D coverage in one plan, as well as gain additional benefits.

Look for your healthcare providers

Most Medicare Advantage Plans have a specific network of healthcare providers with whom they’ve negotiated certain pricing for plan members. As part of your evaluation, you’ll want to know whether your providers are in the plan’s network.

Get Help with Medicare Quotes

To receive personalized Medicare quotes or enroll in a Medicare plan, contact our Medicare Advocates at 1-800-991-4407 / TTY 711 from 10 a.m. to 9 p.m. ET, Monday through Friday.

You can also find, compare, and enroll in Medicare Advantage Plans by using our Medicare Online Enrollment Portal. Search plans by your zip code to ensure you find plans in your area, and easily compare plans from different carriers.