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"easyMedicare made getting the coverage I deserved easy and saved me a great deal of money."

- Joe Theismann

Joe Theismann - NFL MVP and Super Bowl Champion

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Does Medicare Cover Dental Implants?

They aren’t the dentures of yesteryear. With the advent of modern dental implants, gone are the days of slippage and slurred words. Gone are the days of having to take out your prosthetic teeth to soak them overnight. Gone are the days of wearing prosthetic teeth that are obviously not your natural teeth. And gone are the days of having to skip foods that are dense, tough or too chewy.

For as much promise as dental implants offer to people who’ve lost some or all of their teeth, implants aren’t universally affordable. However, Medicare could help make them more affordable.

So, does Medicare cover dental implants? The simple answer is no, Original Medicare (Parts A and B) will not cover your dental implants. However, Medicare plans offered by private carriers can help you find coverage for dental implants. These Medicare Advantage plans include all the same coverage as Original Medicare and generally offer additional benefits as well. Even though these plans are offered by private insurance companies, they are regulated by the federal Centers for Medicare & Medicaid Services (CMS).

Which Medicare Plans Cover Dental Implants?

Though Original Medicare (Part A and Part B) offers some coverage for emergency dental care, none of its benefits include routine or restorative dental care. Some Medicare Advantage plans, which expand on Original Medicare’s coverage, include dental benefits that could help you subsidize the cost of a new set of dental implants.

It’s important to keep in mind that you’re unlikely to find Medicare Advantage plans that cover dental implants in full. However, you can certainly find plans that offer coinsurance that can help split the cost of dental implants up to a certain amount. Medicare plans that cover dental implants are likely to include a deductible as well, meaning you’ll have to pay a certain amount of money out-of-pocket in order to trigger the coinsurance contribution from your plan.

However, you may find that a Medicare Advantage plan has additional savings that help balance out the costs of more expensive procedures. A plan that covers dental implants is likely to have coverage for more routine dental procedures. Other common Medicare Advantage benefits include vision, hearing, fitness, prescriptions, stipends for over-the-counter supplies, meal delivery, transportation, and more!

How Do I Find Medicare Advantage Plans that Cover Dental Implants?

Knowing where to look and what to look for can save a lot of time and help you avoid dead-ends in your search for Medicare Advantage plans that cover dental implants. And while you could visit a few websites from healthcare providers to see what plans they offer, a simple and effective way to find out which plans offer the dental benefits you’re after is to use a plan finder tool offered by a third-party, such as easyMedicare.com.

You just have to enter your ZIP Code to browse Medicare Advantage plans available in your area. From there, you can use the plan finder tool’s filters to narrow down your results to the plans that are relevant to your needs.

You’ll be able to review each plan’s benefits and costs, as well as checking whether your healthcare providers are in-network and whether your prescriptions are covered. If you find a plan that suits you, the portal will guide you step by step through the enrollment process.

Prefer a one-on-one approach? You can get a no-cost consultation with a licensed insurance agent who will help you find Medicare Advantage plans with dental implants and assist you in comparing the benefits and costs of each plan. easyMedicare.com agents represent plans from a number of top Medicare carriers. Call 1-800-991-4407 / TTY 711 (Monday through Friday, between the hours of 8 a.m. and 9 p.m. ET) to find your plan.

Finding a Specialist for Dental Implants

Dental implants can be performed by periodontists, oral surgeons, or some general dentists who have specialized training. You can reduce the costs of receiving dental implants by ensuring that there is an implant specialist you want to work with in your Medicare plan’s network of providers. Many Medicare plans cover more of the cost for in-network providers.

Your costs may also be lower if you have a referral from your general dentist. Before enrolling in a new plan, check to see if your dental providers are in-network and find out how the plan handles out-of-network care. An insurance agent may be able to help you with considering these factors and finding providers.

How Much Can I Expect to Pay for Dental Implants?

Even compared to a premium set of dentures, customized to fit your mouth comfortably, you can still expect to pay more for dental implants. The higher price tag of implants can be attributed to quality of the parts, which make implants so durable, and the work it takes to put the implants into place.

While much of the time it takes to get dentures hinges on the fabrication of the prostheses and adjustments to make sure the fit comfortably, the process of receiving dental implants commonly entails undergoing multiple surgical procedures. Necessary surgical procedures may include tooth extractions, jaw surgery, adjustment to the sinuses and the requisite placement procedure.

Taking into account the cost of the parts along with surgical procedures needed to implant them firmly into place, the cost of dental implants could cost you anywhere from a few thousand dollars up to the price of a late model car.

Other factors that will influence the final cost of dental implants include the form factor of the implants themselves. For example, placement of prostheses on four implants per dental arch will likely cost you less money that a set of full arch dental implants – which may entail six to eight implants per row of teeth, rather than four.

The costs of dental implants may feel daunting right now, but you have resources! Keep reading for more information on additional ways to pay for dental implants, as well as how you can get personalized help finding a Medicare plan that fits your needs.