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The Quality Medicare Beneficiary Program (QMB) is a program that helps Medicare beneficiaries who have rather low-incomes pay for some of Medicare’s premiums, deductibles, and copays (Medicare Part A and Part B). If you have Medicare and are within the QMB program, you will be enrolled in Medicaid which will also help with Medicare premiums and cost-sharing.
Medicare Savings Programs (MSP) can get help from your state when it comes to paying your Medicare premiums. If you are enrolled in MSP, you will immediately receive Extra Help for Medicare Prescription Drug plan costs. In some cases, the programs may also pay for your Medicare Part A and Part B deductibles, coinsurance, and copays if you meet the regulations. There are four main programs that have different eligibility and benefit requirements. Those include Qualified Medicare Beneficiaries (pays for Medicare Part A and B premiums), Specified Low-income Medicare Beneficiaries (pays for Medicare Part B premium), Qualified Individual Program (pays for Medicare Part B premium), Qualified Disabled Working Individuals (pays for Medicare Part A premium).
Individual monthly income limit*
$1,032
Married couple monthly income limit*
$1,392
Individual resource limit
$7,560
Married couple resource limit
$11,340
Program helps pay for:
Not included:
Each state determines eligibility for the QMB. They have particular state standards and regulations. Normally, states require the items listed below:
If you answered yes to any of these questions, be sure to call your State Medicaid Program to see if you qualify for a Medicare Savings Program in your state.
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