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1-800-991-4407 / TTY 711
8 a.m. to 9 p.m. Eastern, Monday to Friday
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"easyMedicare made getting the coverage I deserved easy and saved me a great deal of money."

- Joe Theismann

Joe Theismann - NFL MVP and Super Bowl Champion

Paid Endorsement

Medicare Special Enrollment: 5 Reasons to Change Your Medicare Plan (Continued)

Reason Number Three: A Better Plan Launches

It’s normal to want things we can’t have. But if a new, higher-rated Medicare plan launches in your area, you don’t have to covet it while you wait for the chance to enroll in it in the following year. If a 5-star Medicare plan becomes available, you may get the chance to take advantage of it through a Special Enrollment Period.

What qualifies? A higher-rated plan becomes available outside of an enrollment period.

What are the exceptions? The new plan must have a higher rating than any other coverage plan that had been available to you when you last selected your coverage.

Reason Number Four: Extenuating Circumstances

Some things are simply out of our control — that’s the nature of the human experience. But if events beyond your control cause you to miss out on an enrollment period, you may get a break with a Special Enrollment Period.

What qualifies? You were impacted by an event that the Federal Emergency Management Agency (FEMA) declared was a major natural disaster or an emergency.

What are the exceptions? FEMA hasn’t established that you were impacted by an emergency or a major natural disaster.

Reason Number Five: Moving Out of an Institution

While in a long-term care facility, such as a nursing home or assisted living community, you can make changes to your plan at any time. But once you leave the institution, you’ll return to a regular cadence of annual and open enrollment windows each year. However, you could get a Special Enrollment Period (SEP) to help you transition away from your long-term care facility with coverage that fits better for your new situation.

What qualifies? Leaving a long-term care facility or being released from incarceration.

What are the exceptions? You may not qualify for an SEP if your stay or incarceration was brief.

Get Help from a Licensed Medicare Agent

If you have the opportunity to change your plan, take a look at your plan options to find out if there are available plans with additional benefits and savings. Call 1-800-991-4407 / TTY 711 to talk with a licensed Medicare agent any time between 8 a.m. to 9 p.m. ET, Monday through Friday.