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Medicare Quotes: Knowing Your Options

It’s hard to request and compare Medicare quotes if you’re not aware of all your options. The old saying, “You don’t know what you don’t know,” can lead to costly consequences for both your health and your finances when it comes to choosing a Medicare plan. These tips should help make sure you’re well informed about your alternatives, so you can make the best possible decision.

Look beyond Original Medicare.

Original Medicare — Parts A and B — is the healthcare coverage provided by the federal government. Two-thirds of new Medicare beneficiaries stick to Original Medicare in their first year of the program.1 Unfortunately, many aren’t aware that Original Medicare doesn’t cover important care and services, including vision, dental, hearing, fitness, wellness, long-term care services, and prescription drug coverage.

Medicare Advantage Plans offered by private insurance providers that are contracted with the federal government, can provide additional benefits and coverage.

Don’t limit yourself to one carrier.

If you receive Medicare quotes from only one insurance carrier, you may miss out on the full-range of benefits available to you. There are normally multiple plan types from a variety of carriers offered in each geographic area.

That’s one way we make evaluating Medicare plans a little easier—we represent multiple carriers, so you can find and review many plans at once rather than collecting Medicare quotes from individual agents and having to compare them on your own.

Find out if you’re dual-eligible.

Medicare is a healthcare program based on age or disability status, but Medicaid is based on income. Because of these different eligibility requirements, it’s possible to be eligible for both programs. If this is the case for you, a different set of Medicare plans and financial assistance may be available.

Medicaid eligibility requirements vary by state, so it’s a good idea just to check if you qualify where you live. Learn more about dual eligibility.

Get Help Finding Medicare Quotes

Finding and comparing Medicare quotes doesn’t have to be hard. We offer two great resources:

The Medicare Online Enrollment Portal is a convenient way to find plans in your area, compare costs and benefits side-by-side, then enroll in the plan of your choice. What could be easier than do-it-yourself online Medicare enrollment?

Prefer a more guided approach? No problem. You can call for your personal, no-cost consultation with a Medicare Advocate. They’ll find plans in your area, help you compare plans, and guide you step-by-step through the enrollment process. Just call 1-800-991-4407 / TTY 711 from 10 a.m. to 9 p.m. Eastern, Monday through Friday.


1 “What Percent of New Medicare Beneficiaries Are Enrolling in Medicare Advantage?”
Gretchen Jacobson, Tricia Neuman, Meredith Freed, and Anthony Damico
Published: Jun 06, 2019 by the Henry J Kaiser Family Foundation