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Medicare Enrollment: 3 Questions Every Caregiver Should Ask when Researching Plan Options

When are Medicare Special Enrollment Periods?

If you’re 65 or older, odds are you’re a caregiver to a loved one. And, it’s a role you often carry out without enough time, resources, and support. According to caregiver.org, 37 percent of caregivers also administer medications, injections, and medical treatment. It’s important for both you and your loved one that you’re informed when it’s time for Medicare enrollment.

Here are three questions you should ask when researching plans during Medicare enrollment.

What extra benefits are included?

Original Medicare includes inpatient hospital, skilled nursing, and eligible home health care (Part A), and outpatient services, including doctor visitors, lab tests, ambulance services, and preventive services (Part B). It doesn’t include prescription drug coverage, or care for vision, dental, or hearing.

Medicare Advantage Plans cover everything included in Original Medicare, and many plans also include vision, dental, hearing, and prescription drug coverage. Some Medicare Advantage Plans come with these extra benefits at no additional cost.

Are there any in-home benefits?

As a caregiver, you often handle everything from household chores, shopping, and transportation to personal care, medical treatment, and meals. Medicare enrollment is the perfect time to find out what plan benefits are available to help you get a much needed break while still providing the care your loved one needs.

The good news is ...


You can find out about expanded supplemental benefits in 2020 that can make your life a lot easier in Medicare Enrollment: 3 Questions Every Caregiver Should Ask Part 2.