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FAQs About Medicare Enrollment

It’s normal to have lots of questions about Medicare enrollment. Your Medicare enrollment experience should run a lot smoother with answers to some of the most common questions.

Who can enroll?

Medicare enrollment is most common for United States citizens age 65 and older. Some individuals under 65 can enroll in Medicare because of disability or dual-eligibility through Medicaid. Once enrolled in Medicare, beneficiaries can then enroll in plans like Medicare Advantage, a Medicare Supplement, or Medicare Part D.

When can I enroll?

Medicare enrollment can’t be done randomly at any time throughout the year. Here are the specific windows when you may be able to complete Medicare enrollment.

Initial Enrollment Period
Your seven-month Initial Enrollment Period begins three months before your 65th birthday, includes your birthday month, and concludes three months after your birthday.

Annual Enrollment Period
This enrollment period happens every year from October 15 to December 7. It’s your primary opportunity to enroll in or change Medicare Advantage Plans after your Initial Enrollment Period has passed.

Open Enrollment Period
The Medicare Advantage Open Enrollment Period occurs from January 1 through March 31 each year. During this enrollment period, Medicare Advantage enrollees may change their Medicare Advantage Plans one time.

Special Enrollment Periods
These Medicare enrollment periods are triggered by special circumstances, and are generally two to three months long. Learn more about Special Enrollment Periods.

How can I enroll?

We offer convenient Medicare enrollment two ways:

Call one of our Medicare Advocates
Our Medicare Advocates are available to assist you in selecting a Medicare plan that’s right for you and help you enroll in that plan. We represent a number of well-known carriers, which makes it easy to compare plans and be confident you haven’t missed out on benefits or coverage you need.

For no-cost assistance with Medicare enrollment, call 1-800-991-4407 / TTY 711 from 10 a.m. to 9 p.m. Eastern, Monday through Friday.

Go online and use our convenient portal
The Medicare Online Enrollment Portal is a convenient way to find and compare Medicare Advantage Plans from multiple carriers. Once you’ve found a plan that’s right for you, you can easily enroll online.

Which plan should I enroll in?

Medicare Advantage Plans are popular among a fast-growing segment of Medicare beneficiaries because of their comprehensive benefits. In addition to Medicare Parts A and B, Medicare Advantage Plans may offer vision, hearing, dental, fitness, wellness, and prescription drug coverage. Some plans may be available with $0 premiums, copays, and deductibles.

Medicare Advantage Plans are specific to your zip code. Our Medicare Advocates can provide you with quotes from carriers in your area, or you can use your zip code to find plans on the Medicare Online Enrollment Portal.

You may also choose a Medicare Prescription Drug Plan—Part D—which offers coverage for prescription drugs only.

Can I complete my Medicare enrollment online?

Yes! The Medicare Online Enrollment Portal makes it easy to find Medicare Advantage Plans online and enroll in the plan of your choice. Just enter your zip code to find and compare plans in your area, then follow the guided enrollment form for the plan of your choice.