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"easyMedicare made getting the coverage I deserved easy and saved me a great deal of money."

- Joe Theismann

Joe Theismann - NFL MVP and Super Bowl Champion

Medicare: Can I Enroll in December?

medicare-december-enrollment

Every year, there are people who have the first day of Medicare’s Annual Enrollment Period (AEP) marked clearly on their calendars. There are also a lot of people who begin reviewing their Medicare options casually over the course of AEP, which runs from Oct. 15 to Dec. 7, and plenty of people who make their Medicare decision right before the window closes.

But is that really it? Is there any other way for you to enroll in Medicare or make changes to your coverage beyond this roughly eight-week window? The answer is a firm “yes,” if any of the below circumstances apply to you.

Initial Enrollment Period

This important enrollment period will come before your first Annual Election Period (AEP) and it has a much wider window, spanning seven whole months. If you have not enrolled in Medicare Parts A and B using your Initial Enrollment Period, the fall enrollment period won’t apply to you.

Also, it’s important that you don’t miss the wide window of opportunity your IEP offers you. If you do, you could face penalties that drive up your monthly premiums for the rest of your life.

Your birth month is at the center of your initial enrollment in Medicare. You can sign up for Medicare up to three months before your birth month and up to three months after it. So while the stiff penalties of missing your IEP may be a bit unnerving due to their persistence, this seven-month-long target is one that’s hard to miss.

So, you can certainly sign up for Medicare in December with these conditions: if it’s your first time registering for Medicare and your 65th birthday falls between September to March.

 

Past your Initial Enrollment Period already? Keep reading “Medicare: Can I Enroll in December?” to learn about other enrollment options!