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Medicare and Turning 65: A Simple Guide to Evaluating Medicare Quotes

medicare-and-turning-65-medicare-quote-guide

Are you among the 67 percent of retirees 50+ who wants to understand Medicare better, according to a July 2019 Nationwide survey? Healthcare coverage is critical, especially if you’re becoming eligible for Medicare and turning 65, but it can be confusing. We’re here to make it easier. “Turning 65: Your Medicare Guide” is designed to cover the basics of the program for you and give you tips about reviewing Medicare quotes, so you can make coverage decisions that support your lifestyle and specific needs.

Topics include:

  • Enrolling in Parts A & B
  • Options Beyond Original Medicare:
    • Medicare Supplement Plans
    • Medicare Prescription Drug Plans
    • Medicare Advantage Plans
  • Working Past 65

Get your complimentary copy of “Turning 65: Your Medicare Guide” just in time to start off on the right foot.

Evaluating Medicare Quotes

Once you understand the Medicare basics, you’ll need tools for choosing a Medicare plan. Here are our tips for evaluating Medicare quotes once you’re eligible for Medicare and turning 65:

Find plans in your area

Medicare plans are offered by zip code. Looking at random plans online or plans that friends and family members have is a waste of your time if they’re not available in your area. The Medicare Online Enrollment Portal is an easy way to search for Medicare Advantage Plans by zip code.

Prioritize benefits

A plan with many benefits might not be a good fit for you if the benefits you need most aren’t included. When you evaluate Medicare quotes, make sure they include the benefits and coverage that are most important to you.

Consider all the costs

There’s a lot more to a Medicare quote than the premium. Be sure to understand your other potential costs, including the copay, deductible, and prescription drug costs before choosing a plan. There’s a penalty for not carrying prescription drug coverage, and some Medicare Advantage Plans bundle your Medicare Parts A, B, and D coverage in one plan.

Look for your healthcare providers

Check whether your doctors are included in a plan’s network. For a plan that’s a good fit in many ways, you might consider changing providers, but you want that to be an informed choice, not something you find out after the fact.

There’s Help with Medicare Quotes when You’re Eligible for Medicare and Turning 65

Navigating Medicare can be confusing, but understanding the basics is a great start. And, we’re here to help. Our licensed Medicare Advocates are available for a no-cost phone consultation when you need help exploring Medicare plans. Just call 1-800-991-4407 / TTY 711 from 10 a.m. to 9 p.m. Eastern, Monday through Friday. You can also search for, compare, and enroll in Medicare Advantage Plans using our Medicare Online Enrollment Portal.