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Medicare Advantage Online: What You Need to Know About Home Health Care

medicare-advantage –online-home-health-care

According to the National Council on Aging, nine in 10 seniors intend to continue living in their current homes over the next five to 10 years. If you’re researching Medicare Advantage online, you may have questions about home health care coverage. You may also have read about expanded benefits starting in 2020 that include in-home care. Read on to find out more about Medicare and recent changes regarding home health care, so you can make an informed decision.

The need for home health care is growing

The U.S. Census Bureau reports that in ten years, by 2030, all baby boomers will be age 65 or older. And, while the majority hope to age in their homes, more than 67 percent of older Americans have multiple chronic conditions. The reality behind these statistics may seriously impact the demand for home health care.

The Kaiser Family Foundation reports about 25 million Americans who are aging in place rely on help from other people, devices, and home modifications. And, a John Hopkins study shows nearly 13 million older adults have a substantial need for assistance with activities of daily living, such as eating, bathing, and getting dressed. Unfortunately, Medicare doesn’t pay for many of these services, unless they’re prescribed as medically necessary.

New rulings have enabled expanded in-home coverage

Over the past two years, the Centers for Medicare and Medicaid Services (CMS) has made rule changes that expanded the definition of health-related supplemental benefits to include additional services “that increase health and improve quality of life, including coverage of non-skilled, in-home supports” as well as “address social determinants of health for people with chronic disease.” These changes are aimed at helping to prevent complications from surgery or illness, as well as reduce the need for emergency services and prevent hospital stays. A fortunate outcome of these changes is they’ve opened the door for …


To find out what new in-home benefits these changes have made possible, visit Medicare Advantage Online: What You Need to Know about Home Health Care Part 2