Speak with a licensed sales agent
1-800-991-4407 / TTY 711
10 a.m. to 9 p.m. Eastern, Monday to Friday

Find Medicare Quotes and Understand Your Costs

find-medicare-quotes-and-costs

Searching for a Medicare quote on a Part C plan? We’re here to help.

Find Medicare Quotes

There are many ways to get Medicare quotes, including via search engines and on individual insurance provider websites. But these aren’t always the easiest ways to research Medicare plans. Instead, we recommend the Medicare Online Enrollment Portal, where you can find and compare plans from a number of carriers in one convenient spot. If you find a plan in which you want to enroll, you can easily do so through the same portal.

Visit the Medicare Online Enrollment Portal.

Understand Your Costs

The costs of a Medicare plan fall into several categories, all of which are important to understand as you’re reviewing Medicare quotes. You’ll want to compare these costs before you choose a plan. A Medicare plan should be a good fit for both your health and your wallet.

Premium

The premium will be your monthly cost for the plan. As a Medicare beneficiary, you’ll always have to pay your Medicare Part B premium in addition to the premiums for a Medicare Advantage or Supplement plan. Keep in mind that some Medicare Advantage plans may have $0 premiums.

Deductible

The deductible is the portion of your medical costs that you have to pay before your plan will pay. Consider that in your cost comparisons.

Co-pay/Co-insurance

Many medical services aren’t covered 100% by insurance. The co-pay or co-insurance is the amount you must pay for those services. Co-pays are typically a set amount for a certain service, like $20 for an annual check-up. Co-insurance is usually a percentage of the cost, like 20% of each bill.

Prescription Drug Costs

Medicare Advantage plans that include prescription drug coverage have a formulary that includes a list of the covered prescriptions and their costs. When reviewing Medicare quotes, it’s helpful to have a list of your prescriptions to check against a plan’s formulary.

If you don’t take any prescriptions, you may still wish to choose a plan with prescription drug coverage as a preventative measure.

Alternatively, you can enroll in only a Prescription Drug plan (Part D). When you consider the costs of a Medicare Advantage plan with or without prescription drug coverage, take into account the cost of a separate Part D plan.

Help With Costs

Your costs could be different if you’re eligible for assistance with Medicare costs, such as through a Medicare Savings Program or Extra Help. That assistance might factor into your choice of a plan. Learn more about Medicare Extra Help.