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"easyMedicare made getting the coverage I deserved easy and saved me a great deal of money."

- Joe Theismann

Joe Theismann - NFL MVP and Super Bowl Champion

Paid Endorsement

Medicare and Retirement – Really, Do I Need Medicare? (Cont.)

What Do I Need to Do to Enroll in Medicare?

You aren’t short of options when it comes to enrolling in Medicare. You can enroll online, by phone, by mail or in person at your local Social Security office:

Enroll online – visit our Online Medicare Enrollment Portal to enroll in a Medicare plan from any device that can run a web browser (your smartphone, tablet, laptop or desktop). The enrollment portal will enable you to get quotes on coverage, compare plans, save your progress if needed, and enroll in Medicare when you’re ready.

Enroll by phone – call 800-260-2644 / TTY 711, weekdays between 8 a.m. and 9 p.m. ET, to speak with a licensed Medicare agent and find Medicare coverage.

Enroll by mail – You can mail your local Social Security Administration office a letter asking to be enrolled in Original Medicare.

Enroll in person – You can visit your local Social Security Administration office to sign up for Original Medicare in person.

FAQ: More Answers to Your Medicare Questions

Still have more questions? Below you’ll find a roundup of some of the most frequently asked questions.

What are the late enrollment penalties?

Part A - premiums could go up by 10 percent for twice as many years as the number of years an individual went without Part A coverage after being eligible to enroll in it.

Part B - up to a 10 percent increase in premiums for every 12-month period an eligible individual opted not to enroll in Medicare.

Part D - one percent of the base price for Part D’s premium, multiplied by the number of months an eligible individual did not carry Medicare coverage.

How can I get Part A for free?

You could have no-cost premiums for Medicare Part A if you or your spouse made enough payroll contributions to Medicare during your working years. Typically, you’d have to pay into Medicare for 40 quarters, or ten years, to qualify for premium-free Part A coverage. If you didn’t contribute enough in taxes, you could qualify for reduced premiums.

You may also qualify for premium-free Part A coverage if you or your spouse are entitled to retirement benefits from the Railroad Retirement Board of Social Security Administration.

Other circumstances that may qualify you for premium-free Part A coverage include employment that included Medicare as a benefit and End-stage Renal Disease.

How can I get help paying for Medicare Part A and Part B?

If you don’t feel you can fit Original Medicare into your budget, your state’s Medicaid program could help you pay for Medicare expenses.