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"easyMedicare made getting the coverage I deserved easy and saved me a great deal of money."

- Joe Theismann

Joe Theismann - NFL MVP and Super Bowl Champion

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Four Mistakes to Avoid During the Medicare Advantage Open Enrollment Period


There’s a lot of time to make changes to your Medicare coverage during the Medicare Advantage Open Enrollment Period. However, this enrollment period isn’t open to everyone with a Medicare plan. On top of that, it doesn’t offer the same degree of flexibility as other Medicare enrollment periods—meaning, you should formulate a plan when going into the Medicare Advantage Open Enrollment Period. Learn the rules of the game for this enrollment opportunity to avoid making these four common mistakes.

Rules Rundown

The Medicare Advantage Open Enrollment Period starts on Jan. 1 and runs until March 31 each year. This period is open to anyone who is enrolled in a Medicare Advantage Plan and wants to switch to a different Medicare Advantage Plan. It’s also open to those who want to go back to Original Medicare (Part A and Part B), including individuals who want to add prescription drug coverage (Part D).

During this period, those who are eligible can make one change to their coverage. After making a change, the new coverage will go into effect on the first day of the month following your provider’s recognition of your change in coverage.

This enrollment period is closed to people who are not enrolled in Medicare Advantage Plans, including those who have Medicare Parts A and B only or a Medicare Supplement Plan.

OEP Mistakes to Avoid
1. Rushing

Unless it’s by necessity, you’ll probably want to take your time in choosing and changing your coverage during the Medicare Advantage Open Enrollment Period. That’s because you only get to make one change to your coverage in this enrollment period. Rushing just might result in a little remorse.

2. Waiting Too Long

Waiting until the last minute to take advantage of this enrollment period can leave you to complications that prevent your enrollment. Procrastinating on this enrollment could leave you stuck with your old plan for the rest of the year, so be sure to give yourself a little extra time.

3. Limiting Your Options

Not exploring all of your Medicare coverage options during this enrollment period could leave you in the frustrating situation of having a Medicare plan that doesn’t suit your needs for the rest of the year. Be sure to explore plans from multiple providers in your area and ask about new benefits as well as the ones that matter to you. Providers change their plans every year and may have new options that could help you.

4. Not Asking for Help

You only get to make one change. And if you’re not fully confident in that change, you could find yourself stuck waiting for the last quarter of the year to arrive before you get another chance to change your coverage. A little good advice and can go a long way in helping you feel confident in your healthcare coverage.